NAMMERT insurance broker · Jet ski · E-jet ski · Jet boat
Jet ski insurance from jet pilot Norman Nammert
Liability, hull, legal expenses and accident cover for your jet ski. For over 25 years we have known the technology, the waters and the typical claims.
We are an insurance broker, not an insurer. You take out the policy with the insurer we name in your quote. Available if you live in Germany, Austria or Spain, or your jet ski is registered there.
100 buoys, four rivals. Pass every buoy on the side the arrow shows. Steer with mouse or finger, hold down or press the space bar to accelerate. Cross the line first without a mistake and you pass the NAMMERT aptitude test.
Finish line
Finish
Aptitude test passed
NAMMERT hereby certifies, with a wink: you can ride a jet ski.
Fancy some real racing? The German Championship and the licence training are run by the Deutscher Jetsport-Verein e.V.
To the German Championship at the DJSV
The certificate is just for fun. For real races you need the club's licence.
Why jet skis are in good hands with us
Now it gets serious
We do not do jet ski insurance by halves
What use is a lower premium if you only get half when you claim?
01
Only half after a total loss?
Not with us
A jet ski costs €20,000 to €30,000 today. In our comparison of the German market, two out of five providers pay only 50% of the new value from the fifth year. With us, comprehensive hull cover comes with an agreed value: the amount we fix when you take out the policy.
02
Immobiliser compulsory?
Not with us
On the market it is sometimes a condition for theft cover, and in a claim the customer has to prove it was fitted. With us, cover does not depend on it in any tariff.
03
Only behind fence and bolt?
Premium: without, too
A jet ski is moored at a buoy, parked on a campsite or travelling from A to B on its trailer. In the Premium tariff, theft is also covered when the jet ski is not on an enclosed, locked site, in which case the excess doubles. We do not demand a certified special lock: on the trailer, a standard hitch lock or a wheel clamp is enough.
04
Racing excluded?
Can be added
With the racing and training option, liability and hull cover apply during competitions and practice runs. You need a valid rider's licence.
As of November 2026. Comparison: our own survey of five providers on the German market, as of 1 August 2026. The policy terms and your quote are what count.
The proof
Five providers compared. See for yourself.
A jet ski is not a boat. It does not sit in a marina all year, it sits on a trailer: outside the house, by the lake, on holiday. That is why different clauses matter for a jet ski than for a boat. We put the policy terms and quotes of five providers on the German market side by side.
| What it is about | With us | With the five others |
|---|---|---|
| Total loss | Agreed value: the amount fixed in the policy | 2 of 5 pay only 50% of the new value from the fifth year, 2 of 5 pay the market value or current value. 1 of 5 has an agreed value. |
| Immobiliser | Not compulsory, in any tariff | 1 of 5 requires a built-in electronic immobiliser, and the customer has to prove it. |
| Where it is parked | In the Premium tariff covered even without a fence and without a locked building, with double the excess | 1 of 5 pays for theft only if the jet ski was at least on enclosed, locked premises. |
| Lock on the trailer | A standard hitch lock or wheel clamp is enough | 1 of 5 requires a security device approved by the VdS or a comparable body. |
| Individual parts stolen | Covered in comprehensive hull cover, for permanently fitted parts | 1 of 5 excludes theft of individual items, 1 of 5 pays only for aggravated theft involving force. |
| Racing and training | Can be added as an option | 2 of 5 exclude racing and training, 2 of 5 exclude them in part. |
Our own survey of policy terms and quotes from five providers on the German market, as of 1 August 2026. Our details follow the NAMMERT policy terms, as of 1 February 2026. We are happy to give you the references.
Starting grid
Three prices, clearly stated
-
P1
Jet ski liability
Damage you cause to others. More on liability
from €99 a year
-
P2
Jet ski hull
Damage to your own jet ski, including theft. More on hull cover
from €169 a year
-
P3
Jet ski legal expenses
Disputes after an accident, purchase or repair. More on legal expenses
from €69 a year
Starting premiums for residents of Germany, as of November 2026. Your premium depends on the jet ski and the cover you choose.
On the water
Full throttle, buoy, spray
Four types of cover
What jet ski insurance covers
Jet ski liability insurance
Pays when you injure people or damage other people's property with your jet ski, and defends you against unjustified claims. Under German law, whoever causes damage is liable without any upper limit.
02Jet ski hull insurance
Pays for damage to your own jet ski, for a total loss and if it is stolen.
03Jet ski legal expenses insurance
Covers lawyers' fees and court costs, for example after an accident, after a speeding fine or in a dispute over purchase and repair.
04Jet ski accident insurance
Pays a fixed sum for permanent disability or death after a jet ski accident, no matter who was at fault.
The meet
The bay is yours
Pick a jet ski on the beach and set off: five rings against the clock with a leaderboard, a jump ramp, an island and a swimming zone with a speed trap. The bay also shows you what can go wrong along the way.
Tap a jet ski on the beach.
Steer: mouse, finger or arrow keys. Accelerate: hold down or press the space bar.
Why go through NAMMERT
Three reasons
Over 25 years of experience
We know the technology, the waters and the typical claims with jet skis.
Specialist in water sports
Whether Sea-Doo, Kawasaki, Yamaha or an e-jet ski such as Taiga: we arrange insurance for water sports enthusiasts and know how the models differ.
At your side in a claim
We record your claim, handle it and submit it in full to the insurer. The insurer decides on the payment.
For racers
Entry fees back
10.000 €in the pot for the 2027 season
Do you race? In the NAMMERT Ranking you get your entry fee back: take part in a water sports event wearing the NAMMERT logo, show us the proof, collect points. The race calendar lists the dates (in German).
Partners
From the scene, for the scene
We work with these dealers, workshops, clubs and event organisers. Buy your jet ski there and you can insure it through us straight away.
Special supporters
Not a fake
It really exists
Our car is as colourful as this site. The photo is real, the wrap is real, none of it was made on a computer. If you spot the G-Class at the lake or at the slipway: honk, wave, come and say hello.
Also real
Norman Nammert on his jet ski. You already know the design from the G-Class.
Pit radio
Frequently asked questions about jet ski insurance
Is liability insurance compulsory for a jet ski?
In Germany there is no general legal requirement. Many marinas, clubs and rental firms ask for proof, though, and in some holiday countries it is mandatory for motorised watercraft. Because your liability for damage to others is unlimited, we advise every owner to have it.
What does jet ski insurance cost?
For residents of Germany, liability starts at €99 a year, hull cover at €169 and legal expenses cover at €69. What you pay exactly depends on the value of the jet ski, the year it was built and the cover you choose. The calculator shows your premium straight away.
Can e-jet skis be insured too?
Yes, we also arrange liability and hull cover for e-jet skis such as those from Taiga.
Are races covered?
With the racing and training option, yes: liability and hull cover then apply during competitions and practice runs. You need a valid rider's licence. The tariff level alone is not enough, so please tell us straight away.